CompTIA Security+ Question K-68

A Chief Information Security Officer (CISO) wants to implement two-factor authentication within the company. Which of the following would fulfill the CISO’s requirements?

A. Username and password
B. Retina scan and fingerprint scan
C. USB token and PIN
D. Proximity badge and token

Answer: C

Explanation:
Multi-factor authentication (MFA) is a method of computer access control which a user can pass by successfully presenting authentication factors from at least two of the three categories: knowledge factors (“things only the user knows”), such as passwords possession factors (“things only the user has”), such as ATM cards inherence factors (“things only the user is”), such as biometrics

In this question, a USB token is a possession factor (something the user has) and a PIN is a knowledge factor (something the user knows).